Get to know Michelle
Michelle qualified as a financial planner in 2005, became independent in 2013, and achieved Chartered Financial Planner status in 2018. According to recent data, fewer than 6% of independent financial advisers in the UK hold Chartered status.
Her specialist areas include retirement planning, tax planning, and later life planning. Michelle understands that, when approaching retirement, many clients worry either about running out of money later in life or leaving too much exposed to Inheritance Tax. Through retirement modelling and cash flow planning, she helps bring retirement to life for clients while providing reassurance and peace of mind for the future.
Michelle is committed to keeping up to date with legislative changes and planning opportunities to help ensure clients pay no more personal tax than necessary. She also holds a long-term care qualification and works closely with attorneys and solicitors to help manage clients’ financial plans.
Outside of work, Michelle is married with three older children and enjoys rugby, all forms of fitness, history (both fact and fiction), politics, and being dragged around the muddy Suffolk countryside by her Bernese Mountain Dog.
The Financial Conduct Authority does not regulate tax planning or Inheritance Tax planning advice.
In the spotlight
Hawksmoor
Chartered Financial Planner
Member of Personal Finance Society
Qualifications