I’m in my… 50s
And thinking about the next chapter.
Preparing for life after work
As you move through your 50s, retirement starts to feel closer, and thoughts often turn more seriously to when you might stop working. You may already have a clear sense of the lifestyle you want afterwards, even if the timing is still being discussed.
At this point, it becomes important to make sure your pensions, savings, and plans are set up for the years ahead.
You may be wondering…
When can I realistically afford to stop working?
Will my money last through retirement?
Am I making the right decisions at this stage?
If this is where you are, these are the areas worth thinking about.
The value of units can fall as well as rise, and you may not get back all of your original investment.
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Past performance is not a reliable indicator of future performance.
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