The Financial Advice Service
Guiding key financial decisions with clear, independent advice.
Guidance when you need it most
This service is designed for individuals and families who want support with financial decisions, without the need for full lifetime planning.
From investment and pensions to retirement decisions, our remote financial planners are here to help you stay on track as life changes.
Do you find yourself wondering…
Clear advice for important financial decisions
We help answer questions like these by reviewing your existing arrangements, identifying suitable options, and providing clear recommendations based on your circumstances.
The focus is simple: helping you make the right decisions when you need to make them.
1.
Getting to know you
Getting to know you
We’ll meet you on a video call at a time to suit you. This is an opportunity for you to tell us about your ambitions and responsibilities, and what you want out of life.
The conversation will focus on your financial needs and goals, and how you feel about investing and risk. Since life rarely goes to plan, we’ll also explore options to protect your finances if something unexpected happens.
There is no initial charge for this conversation, and no obligation to proceed.
2.
Solution research and analysis
Solution research and analysis
Following the initial call, we’ll look at your current financial situation and how well any existing arrangements are working for you.
We’ll also look at how close you are to achieving your goals if you stay on your current path, and research other potential options.
Because Argentis is an independent advice firm, you can trust that we’ll select the right option from across the market.
3.
Sharing our recommendations
Sharing our recommendations
We’ll deliver your financial plan, explain our recommendations to you, and check that these meet your expectations.
These are explained clearly, along with the reasoning behind them, so you understand what is being recommended and why.
We also confirm the associated costs and provide a comprehensive report documenting the suitability of our recommendations, highlighting any potential risks and disadvantages.
4.
Putting your plan in place
Putting your plan in place
If you choose to move forward with our recommendations, we’ll implement the actions required.
We manage the administration, coordinate with providers, and ensure everything is carried out efficiently and correctly.
You are kept informed throughout this process, so you always know what’s happening.
Our ongoing advice service
We also offer an ongoing advice service to ensure your investments remain appropriate to meet your evolving financial goals and changing circumstances. This comprises an annual review which incorporates how changes in legislation could affect you.
Where changes in circumstances have occurred which require change(s) to your underlying investments or the way in which they are held, then we will make recommendations to ensure our advice remains appropriate for you.
Start your financial advice journey
Our ongoing advice charges
As part of our ongoing advice service, for which you agree to pay a fee, we’ll carry out a review and confirm the ongoing suitability of your investments at least annually.
| Household assets under advice* | Financial Advice Service Ongoing advice charge (per annum) |
| Up to £250,000 | 0.85% of assets under advice |
| £250,000 – £500,000 | 0.85% of assets under advice |
| Minimum ongoing advice charge (per annum) in pounds and pence | £500 |
*Defined as two cohabiting adults and children under the age of 18, including any related trusts.
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